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| === '''<span style="color:#879637;">Module Aim and Orientation</span>''' === | | === '''<span style="color:#879637;">Module Aim and Orientation</span>''' === |
− | Financing solar-powered irrigation can be an opportunity for financing institutions seeking to diversify their loan portfolio and expand their range of financial products. The '''FINANCE''' module focuses on product features for SPIS loans, considering direct financing by financial institution to a small and medium-scale agricultural end borrower. | + | Financing solar-powered irrigation can be an opportunity for financing institutions seeking to diversify their loan portfolio and expand their range of financial products. The '''FINANCE''' module focuses on product features for SPIS loans, considering direct financing by financial institution to a small and medium-scale agricultural end borrower. <span class="mw-customtoggle-SPIS3" style="font-size:small; font-weight: bold; display:inline-block; float:right; color: blue"><span class="mw-customtoggletext">read more</span></span> |
− | <span class="mw-customtoggle-SPIS3" style="font-size:small; font-weight: bold; display:inline-block; float:right; color: blue"><span class="mw-customtoggletext">read more</span></span> | + | |
| <div id="mw-customcollapsible-SPIS3" class="mw-collapsible mw-collapsed"> | | <div id="mw-customcollapsible-SPIS3" class="mw-collapsible mw-collapsed"> |
| The module also points out how it is different from financing conventional irrigation systems. It provides guidance to financial service providers already financing or planning to finance SPIS. It thus addresses two groups: | | The module also points out how it is different from financing conventional irrigation systems. It provides guidance to financial service providers already financing or planning to finance SPIS. It thus addresses two groups: |
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| </div> | | </div> |
| === '''<span style="color:#879637;">Process Steps</span>'''<span style="color:#879637;"></span> === | | === '''<span style="color:#879637;">Process Steps</span>'''<span style="color:#879637;"></span> === |
− | Three steps are elaborated in the '''FINANCE''' module to support the process of defining the financial service provider’s credit policy on '''management level''': First the analysis of the potential of the SPIS market segment; secondly the determination of general credit risks involved; and thirdly, the design and test of suitable financial instruments. | + | Three steps are elaborated in the '''FINANCE''' module to support the process of defining the financial service provider’s credit policy on '''management level''': First the analysis of the potential of the SPIS market segment; secondly the determination of general credit risks involved; and thirdly, the design and test of suitable financial instruments. <span class="mw-customtoggle-SPIS6" style="font-size:small; font-weight: bold; display:inline-block; float:right; color: blue"><span class="mw-customtoggletext">read more</span></span> |
− | <span class="mw-customtoggle-SPIS6" style="font-size:small; font-weight: bold; display:inline-block; float:right; color: blue"><span class="mw-customtoggletext">read more</span></span> | + | |
| <div id="mw-customcollapsible-SPIS6" class="mw-collapsible mw-collapsed"> | | <div id="mw-customcollapsible-SPIS6" class="mw-collapsible mw-collapsed"> |
| For the specific individual loan assessment process on '''loan operations level''', three main steps are elaborated: First, the determination of the financing volume and calculation of the profitability of the investment; secondly, the assessment of credit risk and collateral of the potential borrower; and finally, the determination of the cash flow and the repayment plan for the single potential client, along with loan conditions. | | For the specific individual loan assessment process on '''loan operations level''', three main steps are elaborated: First, the determination of the financing volume and calculation of the profitability of the investment; secondly, the assessment of credit risk and collateral of the potential borrower; and finally, the determination of the cash flow and the repayment plan for the single potential client, along with loan conditions. |
| </div> | | </div> |
− |
| |
| === '''<span style="color:#879637;">Chapters</span>'''<br/> === | | === '''<span style="color:#879637;">Chapters</span>'''<br/> === |
− | | + | '''1. [[SPIS Toolbox - Credit Policy: Analyze Potential|Credit policy: analyze potential]]'''<br/> |
− | #[[SPIS Toolbox - Credit Policy: Analyze Potential|Credit policy: analyze potential]]
| + | '''2. [[SPIS Toolbox - Credit Policy: Risk Analysis|Credit policy: risk analysis]]'''<br/> |
− | #[[SPIS Toolbox - Credit Policy: Risk Analysis|Credit policy: risk analysis]]
| + | '''3. [[SPIS Toolbox - Credit Policy: Select/develop Suitable Financial Instruments|Credit policy: select/develop Suitable Financial Instruments]]'''<br/> |
− | #[[SPIS Toolbox - Credit Policy: Select/develop Suitable Financial Instruments|Credit policy: select/develop Suitable Financial Instruments]]
| + | '''4. [[SPIS Toolbox - Loan Assessment: Determine Financing Volume and Profitability|Loan assessment: determine financing volume and profitability]]'''<br/> |
− | #[[SPIS Toolbox - Loan Assessment: Determine Financing Volume and Profitability|Loan assessment: determine financing volume and profitability]]
| + | '''5. [[SPIS Toolbox - Loan Assessment: Assess Credit Risk and Collateral|Loan assessment: assess credit risk and collateral]]'''<br/> |
− | #[[SPIS Toolbox - Loan Assessment: Assess Credit Risk and Collateral|Loan assessment: assess credit risk and collateral]]
| + | '''6. [[SPIS Toolbox - Loan assessment: Adjust Repayment Plan to Cash Flow|Loan assessment: adjust repayment plan to cash flow]]''' |
− | #[[SPIS Toolbox - Loan assessment: Adjust Repayment Plan to Cash Flow|Loan assessment: adjust repayment plan to cash flow]]
| + | <br/> |
− | | + | === '''<span style="color:#879637;">Tools</span>'''=== |
| + | *'''There are no tools for this module.''' |
| <br/> | | <br/> |
− | === '''<span style="color:#879637;">Tools</span>'''<br/> === | + | {| style="width: 100%" cellspacing="1" cellpadding="1" border="0" |
− | *There are no tools for this module. | + | |- |
| + | | style="background-color: rgb(225, 229, 205)" | |
| + | *'''[[SPIS - Toolbox - Finance - Further Reading, Links and Tools|Further Readings, links and tools]]''' |
| + | *'''[[SPIS Toolbox - Finance - Glossary|Glossary]]''' |
| + | *'''[[SPIS Toolbox - Finance - Annex|Annex]]''' |
| + | *'''[[SPIS Toolbox - Abbreviations|Abbreviations]]''' |
| | | |
− | *[[SPIS - Toolbox - Finance - Further Reading, Links and Tools|Further Readings, links and tools]]
| + | |} |
− | *[[SPIS Toolbox - Finance - Glossary|Glossary]]
| + | |
− | *[[SPIS Toolbox - Finance - Annex|Annex]]
| + | |
− | *[[SPIS Toolbox - Abbreviations|Abbreviations]]
| + | |
| | | |
| {{SPIS Magic Words}} | | {{SPIS Magic Words}} |
| | | |
| [[Category:SPIS_Toolbox]] | | [[Category:SPIS_Toolbox]] |
Financing solar-powered irrigation can be an opportunity for financing institutions seeking to diversify their loan portfolio and expand their range of financial products. The FINANCE module focuses on product features for SPIS loans, considering direct financing by financial institution to a small and medium-scale agricultural end borrower. read more