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| | {{SPIS Spanish}}{{Spis Invest}}{{Back to SPIS Toolbox}}<br/> | | {{SPIS Spanish}}{{Spis Invest}}{{Back to SPIS Toolbox}}<br/> |
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| | Financing solar-powered irrigation can be an opportunity for financial institutions seeking to diversify their loan portfolio and expanding their range of financial products. The '''INVEST''' module focuses on the product features for SPIS loans, considering direct financing by financial institution to a small and medium-scale agricultural end borrower. <span class="mw-customtoggle-SPIS3" style="color: blue; font-size: small; font-weight: bold; float: right; display: inline-block;"><span class="mw-customtoggletext">read more</span></span> | | Financing solar-powered irrigation can be an opportunity for financial institutions seeking to diversify their loan portfolio and expanding their range of financial products. The '''INVEST''' module focuses on the product features for SPIS loans, considering direct financing by financial institution to a small and medium-scale agricultural end borrower. <span class="mw-customtoggle-SPIS3" style="color: blue; font-size: small; font-weight: bold; float: right; display: inline-block;"><span class="mw-customtoggletext">read more</span></span> |
| − | <div class="mw-collapsible mw-collapsed" id="mw-customcollapsible-spis3"> | + | <div id="mw-customcollapsible-SPIS3" class="mw-collapsible mw-collapsed"> |
| | The module brings out the difference of financing solar powered irrigation as compared to conventional irrigation systems. It provides guidance to financial service providers who are already financing or planning to finance SPIS. It thus addresses two groups: | | The module brings out the difference of financing solar powered irrigation as compared to conventional irrigation systems. It provides guidance to financial service providers who are already financing or planning to finance SPIS. It thus addresses two groups: |
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| | Three steps have been elaborated in the '''INVEST''' module to support the process of defining the financial service provider’s credit policy at the '''management level''': Firstly, the analysis of the potential of the SPIS market segment; secondly, the determination of general credit risks involved; and thirdly, the design and test of the suitable financial instruments. <span class="mw-customtoggle-SPIS6" style="color: blue; font-size: small; font-weight: bold; float: right; display: inline-block;"><span class="mw-customtoggletext">read more</span></span> | | Three steps have been elaborated in the '''INVEST''' module to support the process of defining the financial service provider’s credit policy at the '''management level''': Firstly, the analysis of the potential of the SPIS market segment; secondly, the determination of general credit risks involved; and thirdly, the design and test of the suitable financial instruments. <span class="mw-customtoggle-SPIS6" style="color: blue; font-size: small; font-weight: bold; float: right; display: inline-block;"><span class="mw-customtoggletext">read more</span></span> |
| − | <div class="mw-collapsible mw-collapsed" id="mw-customcollapsible-spis6"> | + | <div id="mw-customcollapsible-SPIS6" class="mw-collapsible mw-collapsed"> |
| | For the specific individual loan assessment process on '''loan operations level''', three main steps have been elaborated: Firstly, the determination of the financing volume and calculation of the profitability of the investment; secondly, the assessment of credit risk and collateral of the potential borrower; and finally, determination of the cash flow and the repayment plan for the single potential borrower, along with loan conditions. | | For the specific individual loan assessment process on '''loan operations level''', three main steps have been elaborated: Firstly, the determination of the financing volume and calculation of the profitability of the investment; secondly, the assessment of credit risk and collateral of the potential borrower; and finally, determination of the cash flow and the repayment plan for the single potential borrower, along with loan conditions. |
| | </div> | | </div> |
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| | <span class="mw-customtoggle-SPIS30" style="color: blue; font-size: small; font-weight: bold; float: right; display: inline-block;"><span class="mw-customtoggletext">read more</span></span> | | <span class="mw-customtoggle-SPIS30" style="color: blue; font-size: small; font-weight: bold; float: right; display: inline-block;"><span class="mw-customtoggletext">read more</span></span> |
| − | <div class="mw-collapsible mw-collapsed" id="mw-customcollapsible-spis30"> | + | <div id="mw-customcollapsible-SPIS30" class="mw-collapsible mw-collapsed"> |
| | *Making Finance works for Africa (2017): Agricultural & Rural Finance. Retrieved from [http://www.mfw4a.org/agricultural-rural-finance/agricultural-rural-finance.html http://www.mfw4a.org/agricultural-rural-finance/agricultural-rural-finance.html] | | *Making Finance works for Africa (2017): Agricultural & Rural Finance. Retrieved from [http://www.mfw4a.org/agricultural-rural-finance/agricultural-rural-finance.html http://www.mfw4a.org/agricultural-rural-finance/agricultural-rural-finance.html] |
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Financing solar-powered irrigation can be an opportunity for financial institutions seeking to diversify their loan portfolio and expanding their range of financial products. The INVEST module focuses on the product features for SPIS loans, considering direct financing by financial institution to a small and medium-scale agricultural end borrower. read more
For the specific individual loan assessment process on loan operations level, three main steps have been elaborated: Firstly, the determination of the financing volume and calculation of the profitability of the investment; secondly, the assessment of credit risk and collateral of the potential borrower; and finally, determination of the cash flow and the repayment plan for the single potential borrower, along with loan conditions.
