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− | {{SPIS Spanish}}{{Spis Invest}}{{Back to SPIS Toolbox}}<br/> | + | {| style="float:right" |
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| + | | {{SPIS Arabic}} |
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| + | | {{SPIS French}} |
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| + | | {{SPIS Spanish}} |
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| + | {{Spis Invest}}{{Back to SPIS Toolbox}}<br/> |
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| === '''<span style="color: rgb(135, 150, 55);">Module Aim and Orientation</span>''' === | | === '''<span style="color: rgb(135, 150, 55);">Module Aim and Orientation</span>''' === |
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| Financing solar-powered irrigation can be an opportunity for financial institutions seeking to diversify their loan portfolio and expanding their range of financial products. The '''INVEST''' module focuses on the product features for SPIS loans, considering direct financing by financial institution to a small and medium-scale agricultural end borrower. <span class="mw-customtoggle-SPIS3" style="color: blue; font-size: small; font-weight: bold; float: right; display: inline-block;"><span class="mw-customtoggletext">read more</span></span> | | Financing solar-powered irrigation can be an opportunity for financial institutions seeking to diversify their loan portfolio and expanding their range of financial products. The '''INVEST''' module focuses on the product features for SPIS loans, considering direct financing by financial institution to a small and medium-scale agricultural end borrower. <span class="mw-customtoggle-SPIS3" style="color: blue; font-size: small; font-weight: bold; float: right; display: inline-block;"><span class="mw-customtoggletext">read more</span></span> |
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| The module brings out the difference of financing solar powered irrigation as compared to conventional irrigation systems. It provides guidance to financial service providers who are already financing or planning to finance SPIS. It thus addresses two groups: | | The module brings out the difference of financing solar powered irrigation as compared to conventional irrigation systems. It provides guidance to financial service providers who are already financing or planning to finance SPIS. It thus addresses two groups: |
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| Three steps have been elaborated in the '''INVEST''' module to support the process of defining the financial service provider’s credit policy at the '''management level''': Firstly, the analysis of the potential of the SPIS market segment; secondly, the determination of general credit risks involved; and thirdly, the design and test of the suitable financial instruments. <span class="mw-customtoggle-SPIS6" style="color: blue; font-size: small; font-weight: bold; float: right; display: inline-block;"><span class="mw-customtoggletext">read more</span></span> | | Three steps have been elaborated in the '''INVEST''' module to support the process of defining the financial service provider’s credit policy at the '''management level''': Firstly, the analysis of the potential of the SPIS market segment; secondly, the determination of general credit risks involved; and thirdly, the design and test of the suitable financial instruments. <span class="mw-customtoggle-SPIS6" style="color: blue; font-size: small; font-weight: bold; float: right; display: inline-block;"><span class="mw-customtoggletext">read more</span></span> |
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| For the specific individual loan assessment process on '''loan operations level''', three main steps have been elaborated: Firstly, the determination of the financing volume and calculation of the profitability of the investment; secondly, the assessment of credit risk and collateral of the potential borrower; and finally, determination of the cash flow and the repayment plan for the single potential borrower, along with loan conditions. | | For the specific individual loan assessment process on '''loan operations level''', three main steps have been elaborated: Firstly, the determination of the financing volume and calculation of the profitability of the investment; secondly, the assessment of credit risk and collateral of the potential borrower; and finally, determination of the cash flow and the repayment plan for the single potential borrower, along with loan conditions. |
| </div> | | </div> |
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| *'''[[:File:INVEST Farm Analysis Tool V1.0.xlsx|INVEST – Farm Analysis Tool]]'''<br/> | | *'''[[:File:INVEST Farm Analysis Tool V1.0.xlsx|INVEST – Farm Analysis Tool]]'''<br/> |
− | *''Watch the instruction video [https://www.youtube.com/watch?v=bJsftBWOpdo&t=45s here] to learn more!<br/> | + | **''Watch the instruction video [https://www.youtube.com/watch?v=bJsftBWOpdo&t=45s here] to learn more!''<br/> |
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| + | *'''[[:File:INVEST Payback Tool V1.0.xlsx|INVEST – Payback Tool]]'''<br/> |
| + | **''Watch the instruction video ''[https://www.youtube.com/watch?v=ZtoI1goUDx8&t=43s here] ''to learn more!''<br/> |
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| + | === '''<span style="color: rgb(135, 150, 55);">Tutorial Videos</span>''' === |
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− | *'''[[:File:INVEST Payback Tool V1.0.xlsx|INVEST – Payback Tool]]''' | + | *[https://www.youtube.com/watch?v=xcJUKFIA0QU&list=PLu657ZvVdWgD0P16LyGbCxkYyTmN-wkBU&index=2 SPIS: Investment Opportunity and Finance - YouTube]<br/> |
| + | *[https://www.youtube.com/watch?v=f7ynLy4Kyqc&list=PLu657ZvVdWgDYWwFEVpmTOzccpPqkQ9ln&index=2 SPIS: Investment Opportunity and Finance (in Swahili)]<br/> |
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| === '''<span style="color: rgb(135, 150, 55);">Further Readings</span>'''<br/> === | | === '''<span style="color: rgb(135, 150, 55);">Further Readings</span>'''<br/> === |
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| <span class="mw-customtoggle-SPIS30" style="color: blue; font-size: small; font-weight: bold; float: right; display: inline-block;"><span class="mw-customtoggletext">read more</span></span> | | <span class="mw-customtoggle-SPIS30" style="color: blue; font-size: small; font-weight: bold; float: right; display: inline-block;"><span class="mw-customtoggletext">read more</span></span> |
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| *Making Finance works for Africa (2017): Agricultural & Rural Finance. Retrieved from [http://www.mfw4a.org/agricultural-rural-finance/agricultural-rural-finance.html http://www.mfw4a.org/agricultural-rural-finance/agricultural-rural-finance.html] | | *Making Finance works for Africa (2017): Agricultural & Rural Finance. Retrieved from [http://www.mfw4a.org/agricultural-rural-finance/agricultural-rural-finance.html http://www.mfw4a.org/agricultural-rural-finance/agricultural-rural-finance.html] |
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Financing solar-powered irrigation can be an opportunity for financial institutions seeking to diversify their loan portfolio and expanding their range of financial products. The INVEST module focuses on the product features for SPIS loans, considering direct financing by financial institution to a small and medium-scale agricultural end borrower. read more