| 
			 | 
			
| Line 23: | 
Line 23: | 
|   | *higher credit risk.  |   | *higher credit risk.  | 
|   |  |   |  | 
| − | === '''<span style="color:#879637;">Outcome/Product</span>''' ===  | + | ==== '''<span style="color:#879637;">Outcome/Product</span>''' ====  | 
|   |  |   |  | 
|   | *Study on potential of financing SPIS and recommendations for financial service provider.  |   | *Study on potential of financing SPIS and recommendations for financial service provider.  | 
|   |  |   |  | 
| − | === '''<span style="color:#879637;">Data Requirements</span>''' ===  | + | ==== '''<span style="color:#879637;">Data Requirements</span>''' ====  | 
|   |  |   |  | 
|   | *Profile end customers (cropping patterns, irrigation techniques, pumping systems, market);  |   | *Profile end customers (cropping patterns, irrigation techniques, pumping systems, market);  | 
| Line 35: | 
Line 35: | 
|   | *Environmental impact assessment (long term perspective).  |   | *Environmental impact assessment (long term perspective).  | 
|   |  |   |  | 
| − | === '''<span style="color:#879637;">People/Stakeholders</span>''' ===  | + | ==== '''<span style="color:#879637;">People/Stakeholders</span>''' ====  | 
|   |  |   |  | 
|   | *Management of financial service providers;  |   | *Management of financial service providers;  | 
| Line 46: | 
Line 46: | 
|   | *Service providers.  |   | *Service providers.  | 
|   |  |   |  | 
| − | === '''<span style="color:#879637;">Important Issues</span>''' ===  | + | ==== '''<span style="color:#879637;">Important Issues</span>''' ====  | 
|   |  |   |  | 
|   | *Solar-powered irrigation technology is mature, reliable and systems costs have decreased.  |   | *Solar-powered irrigation technology is mature, reliable and systems costs have decreased.  | 
|   | *SPIS generally require higher investment cost than other irrigation system, but operation costs are lower.  |   | *SPIS generally require higher investment cost than other irrigation system, but operation costs are lower.  | 
| − | 
  |   | 
| − | 
  |   | 
|   | {{SPIS Reference}}  |   | {{SPIS Reference}}  | 
		Revision as of 06:45, 3 November 2017
| 
 Error: image is invalid or non-existent 
 | 
  
 | 
 
 | 
  
 | 
 
 | 
  
 | 
 
 | 
  
 | 
 
 | 
  
 | 
 
 | 
|   Error creating thumbnail: convert: unable to open image `/var/www/ISWiki/prod/current/energypedia/images/9/97/Download.JPG': No such file or directory @ error/blob.c/OpenBlob/2641.  convert: no images defined `/tmp/transform_55f5b46-1.jpg' @ error/convert.c/ConvertImageCommand/3044.   
 | 
 
 | 
  Error creating thumbnail: convert: unable to open image `/var/www/ISWiki/prod/current/energypedia/images/9/97/Download.JPG': No such file or directory @ error/blob.c/OpenBlob/2641.  convert: no images defined `/tmp/transform_5363e9f-1.jpg' @ error/convert.c/ConvertImageCommand/3044.   
 | 
 
 | 
  
 | 
 
 | 
  
 | 
 
 | 
  
 | 
 
 | 
  Credit Policy: Analyze Potential 
Today, solar-powered irrigation is a technically mature and reliable option and an alternative to conventional irrigation approaches. When analyzing options for the development of credit policies for SPIS, the following aspects should be considered: 
SPIS is likely to be a feasible option in a region if:
- energy provision for farming is a constraint (availability or cost of fuel, reliability of grid connection);
 - an intensification of agricultural production is envisaged;
 - producers are market-oriented and not working on subsistence level;
 - producers are at least medium sized or organized in small holder groups;
 - subsidized refinancing options for financial operators are available;
 - grant schemes or subsidies are available to borrowers (producer);
 - producers aim at specialized markets using environmental friendly technology (focusing on ecological production, which could give scope for premium pricing);
 - technology distributors and system integrators available in the region;
 - water is available and managed adequately so as to prevent groundwater depletion in the long run.
 
However, compared to conventional pumping and irrigation methods, PV-based pumping solutions have:
- a comparatively high initial capital investment requirement;
 - longer repayment periods or/and significantly higher repayment rates;
 - higher credit risk.
 
  Outcome/Product 
- Study on potential of financing SPIS and recommendations for financial service provider.
 
  Data Requirements 
- Profile end customers (cropping patterns, irrigation techniques, pumping systems, market);
 - Current offer of loan products available for potential SPIS customer;
 - Water and energy provision regime in region;
 - Support/advice structures and subsidy schemes (refinancing) available for the region;
 - Environmental impact assessment (long term perspective).
 
  People/Stakeholders 
- Management of financial service providers;
 - Market analysts/consultants;
 - Research and training institutions;
 - Public entities promoting or/and subsidizing SPIS initiatives;
 - Donors refinancing solar-powered initiatives;
 - Associations of producers / potential borrowers;
 - Technology providers;
 - Service providers.
 
  Important Issues 
- Solar-powered irrigation technology is mature, reliable and systems costs have decreased.
 - SPIS generally require higher investment cost than other irrigation system, but operation costs are lower.