Revision as of 13:39, 22 March 2018 by 
*****  (***** | *****) 
				 
        				
        				        				        				        				
        				
| 
 Error: image is invalid or non-existent 
 | 
  
 | 
 
 | 
  
 | 
 
 | 
  
 | 
 
 | 
  
 | 
 
 | 
  
 | 
 
 | 
|   Error creating thumbnail: convert: unable to open image `/var/www/ISWiki/prod/current/energypedia/images/9/97/Download.JPG': No such file or directory @ error/blob.c/OpenBlob/2641.  convert: no images defined `/tmp/transform_5b46e0d-1.jpg' @ error/convert.c/ConvertImageCommand/3044.   
 | 
 
 | 
  Error creating thumbnail: convert: unable to open image `/var/www/ISWiki/prod/current/energypedia/images/9/97/Download.JPG': No such file or directory @ error/blob.c/OpenBlob/2641.  convert: no images defined `/tmp/transform_380ae7a-1.jpg' @ error/convert.c/ConvertImageCommand/3044.   
 | 
 
 | 
  
 | 
 
 | 
  
 | 
 
 | 
  
 | 
 
 | 
  2. Credit Policy: Analyze Potential 
Today, solar-powered irrigation is a technically mature and reliable option and an alternative to conventional irrigation approaches. When analyzing options for the development of credit policies for SPIS, the following aspects should be considered: 
SPIS is likely to be a feasible option in a region if:
- energy provision for farming is a constraint (availability or cost of fuel, reliability of grid connection);
 - an intensification of agricultural production is envisaged;
 - producers are market-oriented and not working on subsistence level;
 - producers are at least medium sized or organized in small holder groups;
 - subsidized refinancing options for financial operators are available;
 - grant schemes or subsidies are available to borrowers (producer);
 - producers aim at specialized markets using environmental friendly technology (focusing on ecological production, which could give scope for premium pricing);
 - technology distributors and system integrators available in the region;
 - water is available and managed adequately so as to prevent groundwater depletion in the long run.
 
However, compared to conventional pumping and irrigation methods, PV-based pumping solutions have:
- a comparatively high initial capital investment requirement;
 - longer repayment periods or/and significantly higher repayment rates;
 - higher credit risk.
 
  Outcome/Product 
- Study on potential of financing SPIS and recommendations for financial service provider.
 
  Data Requirements 
- Profile end customers (cropping patterns, irrigation techniques, pumping systems, market);
 - Current offer of loan products available for potential SPIS customer;
 - Water and energy provision regime in region;
 - Support/advice structures and subsidy schemes (refinancing) available for the region;
 - Environmental impact assessment (long term perspective).
 
  People/Stakeholders 
- Management of financial service providers;
 - Market analysts/consultants;
 - Research and training institutions;
 - Public entities promoting or/and subsidizing SPIS initiatives;
 - Donors refinancing solar-powered initiatives;
 - Associations of producers / potential borrowers;
 - Technology and service providers.
 
  Important Issues 
- Solar-powered irrigation technology is mature, reliable and systems costs have decreased.
 - SPIS generally require higher investment cost than other irrigation system, but operation costs are lower.